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How mum-of-one spends her $700k+ income

2 min read

USHMA Dhanak earns an income most of us can only dream of. Through her small business, Ush Dhanak Pty Ltd, which specialises in training managers, CEOs and other corporate leaders in emotional intelligence, the 38-year-old earns more than $700,000 a year.

Mrs Dhanak is the first to take part in’s new money series, Cash Confessions, where we ask Australians how much they earn and track how they spend that money over the period of a month.

Living in Hornsby, a suburb on Sydney’s upper north shore, the mother-of-one left her life as a lawyer before breaking out on her own, and channelling her skills in human resources, industrial relations, executive coaching and mediation to create her own business.

Mrs Dhanak, who also owns an investment property in Gosford on the NSW’s Central Coast, started her small business just four years ago.

“I wanted to break the 9-5 cycle, and educate people about emotional intelligence (EQ) rather than just intelligence (IQ),” Mrs Dhanak told

“Running a business meant more flexibility … but I work around 8-10 hours a day, and at least five days a week and sometimes on the weekend.”

Mrs Dhanak charges her clients $1500 for a 90-minute session, which they typically enrol in once a month for a period of 6-12 months to develop skills in social and emotional intelligence in the workplace.

Mrs Dhanak, who has been married for 13 years and has an eight-year-old daughter, says there is a misconception that high income earners are extravagant when it comes to their spending habits.

So here’s her Cash Confessions for each month:

Mrs Dhanak said the key area where she usually spends less is on groceries, while she will often splurge a little more on health and beauty items.

“I’m careful with groceries,” she said. “I will do a few shops each week instead of one big shop, and not over buy food so it’s wasted.

“We budget. I know we need $10,000 monthly for living expenses. So we don’t really go and eat out, we now get Uber Eats which saves money on cabs.

“I don’t really spend on luxury items. I do spend a lot on skincare, which gets delivered each month.

“Skincare is over $100 a month, and Isagenix (meal replacements) is around $200 a month. When it comes to that (health and beauty) I look after myself.”

Earning more than $700,000 a year, Mrs Dhanak is placed towards the top end of Australian earners. According to McCrindle, the top 20 per cent earn almost as much as the other 80 per cent of households combined. As a ratio, households earning in the top 20 per cent on average earn 11 times the average income for the bottom 20 per cent.

According to the Australian Bureau of Statistics, the average weekly wage for an adult working full-time (before tax) was $1567.90. Sending a child to Sydney Grammar would see almost half of this ($673 a week) go to school fees.

If you’re a full-time worker and you earn more than $1261 a week (before tax and superannuation) then you are earning more than half of all other workers, aged 15 years and older. This equates to $65,577 a year.

Ms Dhanak pays a combined mortgage of $9000 each month for her properties in Hornsby and Gosford.

Hornsby, located 25km north-west of the CBD, has a median house price of $1.26 million, according to

Ms Dhanak said the reason her family chose the leafy suburb was because of the good school options, variety of transport to the city and greenery.

“We really wanted to be near the bush land and trees and there are really good schools in the area,” she said.

And in terms of investing in Gosford, she said it was “an area that is growing and more people are commuting from there into the city”.

Mrs Dhanak says her income often leads to assumptions when it comes to spending habits and affording her family’s lifestyle in Sydney.

“There’s a misconception because you earn more you’d spend a lot more,” she said.

“However, we have expenses to run the business that often gets forgotten, such as accountants, marketing, offices, etc. I don’t really spend on luxury items.”

Care to confess your monthly spending habits? Are you a savvy saver who knows how to spend smart? We’d love to hear from you. Email [email protected]

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UK dad writes brutally honest CV for his 16yo daughter

1 min read

A TEEN daughter has been given a brutally honest (and very funny), assessment of her skills and abilities in a CV written by her dad.

Most CVs portray the person in the best possible light, showing off their strengths, educational ability and achievements — but Lauren Moore’s takes a different approach.

The 16-year-old, from Middlesbrough in the UK, got her dad to do hers ahead of her exam results and he didn’t hold back, reports The Sun.

Under her responsibilities and duties section for her work experience he listed skills such as “getting on my father’s t*ts,” “browsing Facebook” and “losing all documentation”.

For a similar section for her voluntary work gardening, he wrote: “Digging holes looking for gold,” “f***ing everything up” and “couldn’t really give a sh*t”.

It doesn’t stop there though.

In the section titled interests and personal information it simply reads “f**k all”.

While listed under skills and personal qualities it describes her as a “typical 16-year-old” who “don’t do mornings” as well as being “lazy,” “rude” and “couldn’t give a f**k”.

Fortunately Lauren could see the funny side and took to her Twitter page to post the CV along with the comment: “Remind me not to let my dad do my CV for me.”

Her friends piled in to have a laugh too.

One wrote of Lauren’s dad, “He’s a boyo,” along with a laughing emoji.

Another said: “This is so funny giving out all clients information to fraudsters LMAOOOOOO.”

While a third simply wrote: “I’m screaming.”

This article originally appeared on The Sun and is reproduced with permission.

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Jasmine Yarbrough shows off her $1000 evening beauty regimen on Insta

1 min read

JASMINE Yarborough, the former model turned shoe designer set to wed Karl Stefanovic, has taken to Instagram to show off her lavish skincare regimen.

In a series of clips posted to the social media page Byrdie Australia, the co-founder of Mara & Mine revealed which six products she uses at night, and in what order.

Oh, and trying to mimic her nightly routine won’t come cheap.

The post, which was sponsored by cosmetics company Estee Lauder, shows Yarbrough starting her nightly routine with a $92 cleanser by Australian skincare brand, Rationale. She follows that with a $154 chemical exfoliant serum from the same brand, which “recalibrates skin to a healthy, acidic pH level” while “reactivating youth enzymes” and “deactivating ageing enzymes”.

Yarbrough then moves on to step three, adding a few drops of the Estée Lauder Advanced Night Repair serum across her face. A 50ml unit will cost you around $150.

Controversially, the 33-year-old former model then dabs a few drops of SK-II Facial Treatment Essence with a cotton pad across her face. According to the skincare’s website, this product — which claims to reduce wrinkles and refine texture — should be used straight after cleansing. Setting you back $112 from Sephora, this “miracle water” treatment is the fourth step in Yarbrough’s regimen.

Next, she pulls out the big guns. Dabbing a few blobs of cream on her T-zone, Yarbrough smooths a $370 La Mer moisturiser across her complexion to promote hydration. According to its website, the Soft Lotion will “help heal dryness and soften away age” after being pressed gently on to the skin.

The final step focuses on the under eye area, where she smooths a few dabs os the Estée Lauder Advanced Night Repair Eye Supercharged Complex, which costs $105. In total, you’re looking at a cool $983 for just this nightly routine alone.

Yarbrough, who met Stefanovic in December 2016, celebrated a commitment ceremony in Palm Beach earlier this year.

The two are rumoured to get married before the end of the year.

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Two cans sold every second

1 min read

IT’S one of the best selling beauty products in the world and now the makers of Batiste Dry Shampoo have revealed the brand sells 2.25 cans of the stuff every second.

The new data came from Batiste’s global sales figures from 2017.

In Australia, Batiste’s Dry Shampoo starts at $5 for 50ml, $10 for 200mL and goes up to $16 for 400mL. It’s sold in supermarkets and chemists such as Priceline and Chemist Warehouse.

Sydney-based celebrity hairstylist Anthony Nader uses products from a whole range of price points in his professional kit, but says Batiste was a great bargain buy he loves to use on models and celebrities.

“Batiste Dry Shampoo is a straight-up all-rounder that you can use to add volume and thicken

up limp hair instantly,” Mr Nader told

“It’s fool proof and has become a lifesaver on photo shoots but it can also extend the life of your hair wash or blow dry,” Mr Nader said.

Australian shoppers spent more than $40 million on dry shampoo in 2017, with the category growing at 11.6 per cent.

Batiste’s market share makes up 63 per cent of that, sitting among other market leaders such as Klorane.

Celebrities such as actress Drew Barrymore and dancer Jenna Dewan have raved about the product on social media.

“I am crazy for this dry shampoo. I love it for texture, BUT this one actually works like a true do over for dirty hair. Especially on a blow out,” Barrymore wrote on Instagram in May.

“It restores it to pretty and cleans it right up by removing the oil from my scalp and hair. It actually does what it promises to do. It’s better than any I have ever tried and I am a dry shampoo enthusiast.”

On her popular YouTube channel, Dewan says it’s one of her “favourite” hair care products.

“This is a shining product. this is from the drugstore, I’m pretty sure it’s under $5,” Dewan said. “It’s been used on me since I was in dance recitals my entire life. It’s this dry shampoo so when you don’t want to wash your hair every single day, this stuff for some reason is just magic and it smells really good. If im going to be putting my hair up or going out at night I put it in the hair to give it some grit and texture and it’s just the best find.”

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